
Application is open on rolling basis
Understanding Your Money is a self-paced online program for high school students. Offering an introduction to fundamental economic concepts, including investing and basic money management skills, this program is designed to help students make smarter financial decisions. In addition to online video lessons delivered by Wharton faculty, the program also includes related readings, activities, glossary terms, and quizzes to test learning.



Students in Understanding Your Money will access the program on the Wharton Online learning platform. The program is on-demand and self-paced, so you can move through the material as your schedule allows.
Student Benefits
- Enhance your understanding of money-management concepts
- Learn from world-class faculty
- Engage at your own pace with the convenience of online learning and flexible start dates
- Earn a Wharton Global Youth Program certificate of completion to document your learning
Upon completion of this program, students will be able to:
- Define and apply key economics concepts and principles in financial decision-making
- Define money and how you interact with it in different ways
- Identify earning and budgeting skills, and explain the impact of financial problems on a person’s well-being
- Articulate why people invest and how to develop smart investing strategies.
This program is designed with 4 modules of content, including 16 topic units and 55 lecture videos. It will take 13–15 hours to complete the program, but students move through at their own pace.
Program Modules:
Module 1: Economics
What Is Economics
Supply and Demand
Utility and Cost
Compound Interest and Discounting
Decision Making: Opportunity Cost
Module 2: What Is Money?
Currency and International Markets
Money in Action
The Role of Banks
Module 3: Earning and Budgeting
Jobs and Money
Budgeting
Living within Your Means
The Impact of Financial Problems on a Person’s Well-being
Module 4: Investing
Retirement Planning
Introduction to Investing
Risk and Return
Asset Allocation
High school students currently enrolled in grades 9–12. International applicants are welcome.
Understanding Your Money has no application process or prerequisites. Students can simply click the Enroll Now button and start learning.
Technical Requirements:
In order to access our programs, you must have a connection to the Internet. Videos are only available via online streaming — you will not be able to download videos for viewing offline.
At this time, our system does not fully support access with mobile devices. While many components of this course will function on a mobile device, some may not.
Has no application fee and does not include access to the GYM.
Financial Aid
Financial assistance is not available at this time.

Application is open on rolling basis
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